Financial exclusion and illiteracy In Sri Lanka (Overview of poverty)
Regarding the Millennium Development Goals (MDGs), Sri Lanka has made progress toward achieving some of them early: universal primary school enrollment, gender parity in school enrollment, under-five mortality, universal access to reproductive health care, rates of tuberculosis and death, and sanitation. Declines in agricultural performance are caused by unintended consequences of government interventions to protect the rural sector. Agricultural research was carried out almost exclusively by public sector organizations, and little attention was paid to the profitability of rice production. Private sector investment in agricultural research has been hampered by a lack of intellectual property protection and restrictive seed and phytosanitary policies. Private research and development institutions face significant hurdles in accessing funding programs established by governments. Agricultural Extension Services were weakened by transfer to state councils and redeployment of farm field workers to grama niladaris or his village administrative staff of the central government. - Lack of funding for operations and maintenance of the irrigation system led to rapid deterioration of the canal system and reduced quality of service. Tariffs on agricultural products have been changed frequently due to political pressure to reduce the cost of living. As a result, price risk for farmers, consumers and local entrepreneurs increased by $4,444. Poverty is also associated with low levels of education. 's education system is based on memorization, abstraction, and authority, and has instilled an attitude of challenge avoidance. As a result, children from poor families are at a disadvantage because they lack the resources to acquire work-oriented skills from paid educational institutions. Certain cultural factors, such as male domination, alcoholism, and high tolerance for domestic violence, contribute to poverty in some communities. Food and nutrition are serious issues in conflict areas. Restrictions on the transportation of certain items that may be used for military purposes have affected local production of essential goods, further exacerbating the shortage. Nevertheless, access to education for internally displaced persons (IDPs) is relatively high. Provision of basic health services, such as vaccination, prenatal care, and skilled care at birth, was also not significantly lower in IDPs than in other regions. A major human development problem in conflict-affected areas is caused by the loss of identity documents such as birth certificates and identity cards, which severely restricts the movement and safety of internally displaced persons . Restoration of livelihoods for internally displaced persons depends primarily on resettlement prospects, which may be more difficult for those who have lost their identity documents. Almost all young internally displaced persons lack sufficient knowledge of Sinhala, which is essential for them to migrate and work in southern Sri Lanka, where employment prospects are good and Sinhala is the lingua franca. The Government has recently adopted a coordinated approach to addressing reconstruction and development in conflict-affected areas. Lack of resources is her 's main obstacle. Planning and coordination of activities for his development stage in the Eastern Province is progressing rapidly, while the Northern Province is still under development. Poor people have no inheritance and are generally unable to save. In the absence of social safety nets, such people do not have sufficient resources to cope with shocks such as the death of their main breadwinner, illness or disability, unemployment, natural disasters, or conflict; I fall into this. poverty. Furthermore, Sri Lankan society is rapidly aging and poverty is likely to be increasingly associated with aging (World Bank 2006). Poverty is associated with disability. Employment rates for the people with disabilities are much lower than for the remaining people, ranging from 7% for the people with mental disabilities to 26% for the people with mobility limitations. Of our employees, most live below the poverty line. Poverty rates are 43% for - mentally disabled and 88% for speech-impaired (Department of Social Services 2003). Meanwhile, safety nets for the poor, the elderly, and the disabled are poorly funded and inefficiently targeted (World Bank 2006). Poverty is also associated with low levels of education. Table 6 shows the inverse association between the educational level of the household head and poverty. The poverty rate of households whose head was illiterate was 45%, while the poverty rate of households with an advanced level of education general certificate or diploma was only less than 2%. In particular, poorer people with lower levels of formal education and poor English language skills are less likely to receive the formal and technical training they need, as they are unable to meet the eligibility criteria for most technical and vocational courses. Poor families tend to have more children, which has a serious impact on their children's education. Poor people have the highest school dropout rates because the cost of educating their children is high. Furthermore, intergenerational school mobility in Sri Lanka is low, indicating limited social and economic progress across generations (World Bank 2006). When parents pursue low-skill jobs, their social networks are weaker and their children are less likely to get a good job, even if their children complete training. This would reduce the returns from children's education and thus discourage investment in education Poor people lack strong and extensive social networks. Social networks and power relations are important factors for access to food, housing, finances, education and training, employment and status. For example, poor people can hardly hold corrupt local officials accountable for the services they are supposed to provide because they have no alternatives and are vulnerable to retaliation and abuse of power.